Payday Loan PRO

All About Borrowing: Your Questions Answered

What is a Short-term Loan?
This is basically a financial tool intended to provide temporary relief to a short-term financial burden. While many consumers use the funds received to cover unexpected expenses rather that incurring late fees or NSF (non-sufficient funds) charges, a raising number of consumers also report using the money to pay for expected discretionary spending such as planned vacations, purchases, and so on. Unsecured lending companies do not require a statement of intended use, so this allows consumers to spend their money the way they want. We are here to match you with a lender who can help get you the money you need as quickly as possible (if approved).

How do I qualify for this type of service?
Every provider will generally have their own requirements, including (but not limited to) being a citizen of the United States 18 years or older, have a steady sorce of regular income, and an active checking account. For additional requirements, please speak to your assigned lender.

How long do I have to wait before I know if I can get approved for a cash advance?
Final approvals usually reach the applicant shortly after the online form is submitted; this depends largely on the accuracy of the information presented in the application, so be sure to be as accurate and as honest as is possible!

When will I receive my money if I am approved?
The funds are authorized the same day and wired to your account on the next possible business day in most cases (speak to your provider for additional information).

And if I have bad credit, previous NSFs, or charge-offs?
Many providers still work with individuals who have less than perfect credit histories.

Do I have to present collateral to get approved?
Your next paycheck acts as collateral.

Is direct deposit necessary?
Bank accounts with direct deposit enabled allow our partners to process the transfer of funds quickly and securely. Speak with your financial institution if you are unsure if your direct deposit option is enabled.

Are my personal details kept safe and secure?
Our technical staff takes your security very seriously. For more on our safety protocols and our privacy policy, click here.

When do I pay back what I owe?
The due date for your repayment will be established by your lender using the information you provide for the online application.

*Additional terms and conditions may apply. Please speak to the company in charge of your account or another qualified financial professional before making any decision with respect to this or any other service.

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